persona paga sin contacto

From the reduction of risks since the card never leaves your hand, until the possibility of making payments quickly, easily and safely in your daily purchases just by passing the card over the terminal, contactless payment technology marks a new milestone in the financial transformation and these 6 benefits confirm it.

They are called contactless payments and have come to definitely change the way we buy. And we don’t mean a future full of hyperconnected and complex smart devices, we talk about the present, the day-to-day of your recurring purchases, those that include morning coffee, transportation, gasoline, food or movies.

Just by putting your card on the terminal, and without sacrificing security, the purchases you make today are faster, more effective and secure thanks to contactless payment technology. How? Very simple: thanks to the development of radiofrequency identification or also known as Near Field Communication (NFC), short-range wireless technology that allows instant data transmission between devices that are a few centimeters away, in this case your Card and payment terminal.

This technology is also found in RFID tags, which are those that carry transport cards or some security systems for opening doors, so that their multimodal integration, beyond purchases, returns to contactless payments in true financial promises, a revolution that is already a global trend: in 15 countries in Europe, contactless transactions represent more than 50%, and in Poland, one of the pioneer countries, contactless transactions represent 80%. On the other hand, in the United Kingdom these same operations have already exceeded transactions with Chip and PIN, and in Australia that figure reached 93%.

Beyond its amazing technological deployment and comfort that it provides to our day to day, contactless technology brings tangible benefits that are proven in each of our purchases. It is time to move towards a digital future:

Saves you time

The numbers do not lie. Usually, a contactless payment transaction is almost instantaneous: 13 seconds, a speed seven times faster than an average conventional credit or debit card operation.

Return your most practical purchases

It’s simple: you just bring your card to the terminal and your purchase is made in seconds.

Shield your money 

The security system is robust. Your card always stays in your hands. In addition, your information is encrypted, so this technology maintains the same level of security as a Chip card.

Goodbye to fraud

Say goodbye to cloning, unrecognized purchases and extra charges. With the contactless payment, at the time of the transaction you know how much it was and you recognize the amount making the transaction more transparent.

Gives you more control over your finances and is the best substitute for cash

Leave the physical money and only spend what you need. Your limits are clear and the map of your purchases is always present. The efficiency and reduction of operating costs gives you greater confidence and security in your purchases. Say goodbye to those moments where there was not enough money, the seller did not bring change, you rejected a broken ticket or the vending machine does not accept your crumpled ticket.

Generates greater dynamism

The more contactless payment technology is incorporated into the payment ecosystem: purchase methods (users) and sales (merchants), Mexico’s financial ecosystem will be stronger and safer, generating a dynamic, practical and highly effective environment, in where time is money and both run in your favor.

Now that you know the benefits of contactless payment technology, do not hesitate to start using it and make your purchases an easy, fast and safe process.

By: Forbes México 

 

AUTHOR: Teo Corona
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